Reminder, please consider including People Working Cooperatively in your year- end financial planning. For those 70 and ½ you can make a Qualified Charitable Distribution (QCD) from your IRA. You could also use the QCD to comply with your Required Minimum Distribution (RMD), which begins at age 73.
You can also make People Working Cooperatively a beneficiary on your IRA or 401K account, which may reduce your taxes. Consult with your financial planner.